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Independent Debt Advisory for Growth, Acquisition and Exit

Free from lender conflicts, we act solely in your interests — shaping competitive, flexible capital solutions that protect control, reduce risk and prepare the business for future value events.

Shaping Flexible Capital Solutions for Mid-Market Ambitions

Debrett’s help mid-market founders and CFOs secure the right financing to accelerate growth, fund acquisitions or optimise balance sheets ahead of exit. We provide independent guidance across the full range of debt products, growth capital, acquisition finance, recapitalisations and refinancing, ensuring structures that align with business ambition and shareholder value.
We work with leading UK and international banks, private debt funds, specialist lenders and family offices, bringing a capital-agnostic view to every transaction.
Our Debt Advisory Offering

Debt Raising for Growth

Securing the right capital structure to fuel business expansion and strategic growth.
Senior debt facilities
Advising on term loans, revolving credit and asset-based lending for growth or working capital.
Mezzanine and subordinated debt
Structuring layered debt to enhance flexibility while protecting shareholder control.
Alternative lenders and private credit
Accessing non-bank lenders to diversify funding sources and improve terms.

Refinancing and Debt Optimisation

Restructuring existing borrowings to lower cost, improve flexibility and extend funding headroom.
Debt facility benchmarking
Comparing current debt arrangements to market norms and alternatives.
Refinancing execution
Running competitive processes to secure improved pricing, covenants or flexibility.
Covenant review and renegotiation
Ensuring terms remain aligned with business plans and risk appetite.

Discover More About Debrett’s

Explore the evolution of Debrett’s, from John Debrett’s early publications to our role today as Britain’s leading authority on etiquette and the Peerage.
View Our Heritage

Acquisition and Transaction Finance

Delivering tailored debt solutions to support M&A transactions, shareholder reorganisations and growth investments.
Buyout finance
Sourcing debt to support MBOs, MBIs or private equity-backed acquisitions.
Growth capital
Arranging funding for organic expansion or bolt-on acquisitions.
Vendor financing structuring
Advising sellers on providing finance to buyers to unlock deal value.

Working Capital and Liquidity Advisory

Enhancing short-term liquidity and financial resilience:
Working capital facility reviews
Assessing adequacy and cost of overdrafts, invoice discounting or factoring.
Liquidity planning
Forecasting cash needs to avoid shortfalls and protect solvency.
Contingency funding advice
Planning credit lines or reserves to guard against unforeseen events.
Treasury management support
Advising on cash flow optimisation and surplus capital deployment to maximise return.
Debt Advisory

Typical Engagement Scenarios

Refinancing existing facilities to improve cost or flexibility

Funding acquisitions or management buyouts

Raising growth capital to support expansion

Restructuring debt to align with changing business needs

Improving liquidity and working capital management

Supporting pre-sale balance sheet optimisation ahead of exit

Advising on multi-lender or complex funding structures

These scenarios reflect the real decisions shaping value creation and long-term business success.
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The Debrett’s Debt Advisory Process

A proven, structured approach designed to secure optimal debt solutions while protecting business priorities:
Funding Needs Assessment
Detailed analysis of business plans, capital structure and financing requirements.
Lender Market Review
Identification of appropriate bank and non-bank lenders, including private credit funds
Proposal Development
reparation of robust funding proposals and lender materials.
Market Engagement & Negotiation
Running a competitive process to optimise terms.
Completion & Documentation
Supporting legal processes to financial close.

Frequently Asked Questions

Find answers to common questions about our strategic advisory services and how we can assist you.
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Truly independent advisers act without lender influence, ensuring the chosen solution matches business needs, not lender priorities.
If business performance, strategy or market conditions have changed since your last facility, or to reduce costs and improve flexibility.
Yes, we advise on consolidating, restructuring or optimising layered or multi-lender debt arrangements.
We maintain deep relationships across UK and international banks, private debt funds and specialist lenders, ensuring clients gain access to a wide spectrum of competitive funding options beyond traditional sources.

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